Salary Calculator — see your take-home pay
Rates: 2026/27
Enter your gross annual salary to see an estimate of your monthly and annual take-home pay, after PAYE income tax, employee National Insurance and auto-enrolment pension.
Your figures
Your annual pay before any tax, National Insurance or pension deductions.
Enter your salary above
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Tax year 2026/27 · figures as at 26 August 2026
How this is calculated
- Gross annual salaryThe figure you entered£0
- Qualifying earnings for auto-enrolmentSalary between £6,240 and £50,270£0
- Employee pension contribution5% of qualifying earnings, deducted before tax−£0
- Personal allowance£12,570, reduced by £1 for every £2 of adjusted net income above £100,000£12,570
- Taxable incomeSalary less pension less personal allowance£0
- Income tax — basic rate20% on £0−£0
- Income tax — higher rate40% on £0−£0
- Income tax — additional rate45% on £0−£0
- Income tax total−£0
- Employee NI — main rate8% on earnings between £12,570 and £50,270−£0
- Employee NI — upper rate2% on earnings above £50,270−£0
- Total deductionsPension + income tax + employee NI−£0
- Annual take-home pay£0 per month£0
Assumptions used
- England, Wales and Northern Ireland income tax rates for 2026/27 (Scottish rates differ).
- Pension operated as a Net Pay Arrangement, so contributions reduce taxable pay.
- Auto-enrolment minimums: 5% employee on qualifying earnings.
- Standard tax code with no benefits in kind, student loan or other income sources.
- Personal allowance tapered on adjusted net income (gross salary less pension).
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Related calculators
Estimate only. Assumes a standard tax code and a Net Pay Arrangement (pension deducted from gross before tax). Multiple income sources, benefits in kind, student loans, salary sacrifice or a Scottish tax code will change the figure — your payslip remains the authority.